Remortgage With Adverse Credit? We Can Help
Our FCA Regulated Advisors help when you’ve been refused elsewhere
✔︎ Defaults & CCJs Accepted
✔︎ DMPs & IVAs Accepted
✔︎ Over 110 Mortgage Lenders
✔︎ Rated Excellent On Trust Pilot
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Trusted Lenders
Over 110 Trusted Mortgage Lenders
Remortgaging your home doesn’t have to be difficult!
Your dedicated Mortgage Adviser has access to over 110 of the most trusted mortgage lenders. They’ll guide you through the whole remortgage process.
Why we can help when others can’t!
If you’ve been told “no” by another adviser or lender, it doesn’t mean you can’t remortgage. Many banks and general mortgage advisers use strict computer checks that automatically decline applications if you have missed payments, defaults, CCJs, or a complicated situation. We take a more personal approach. Because we specialise in bad credit remortgages, we know which lenders are willing to look at the bigger picture — not just your credit score. This means we can often find options for people who have been turned away elsewhere.
A big reason we can help when others can’t is our close relationships with specialist lenders. These lenders don’t always deal with the public directly and many only work with advisers who regularly handle bad credit cases. Over time, we’ve built strong connections with them, so they trust the way we present applications. They’re often happy to consider the reasons behind past credit problems and how your situation has changed, rather than simply rejecting you based on your history.
Bad credit remortgages aren’t just one of many services we offer — it’s our main focus. We deal with situations like this every day, so we know what works and what doesn’t. We also have access to specialist lenders and products that many other advisers simply don’t use or can’t access. This experience means we can guide you through the process clearly and give you the best possible chance of being approved, even if your case feels difficult.
Real People. Real Stories.
Don’t take our word for it. We have helped hundreds of people secure their dream home.
Steven, Josh & Sophie were all incredibly knowledgeable, helpful and friendly all the way from our initial phone call to completion and ensured that the purchase of our first home was as stress-free as possible. Steven in particular was a huge help and explained every step of the process in great detail and made our home buying journey really enjoyable.
We’ve already recommended to our close friends and will continue to do so!
My partner and I were buying our first house and were nervous about the complicated process. My Mortgage Finder made the whole experience seamless with constant communication and updates.
We moved into our first home after My Mortgage Finder secured an incredible rate enabling us to buy our dream house. They managed all contact with the bank taking the pressure off us and before we knew it we were collecting the keys, would highly recommend.
We can’t recommend My Mortgage Finder enough. Jack’s advice and assistance not only on our mortgage, but our insurance too, was incomparable. He was patient, extremely helpful and explained everything to us in a comprehensive way.
We are now in our lovely new home, which wouldn’t have been possible without Jack and My Mortgage Finder. Thank you!
Our Simple But Affective Process
Step One: Contact Us
Contact us to get your free consultation – our friendly team will get back to you straight away to start the process.
Step Two: Action Plan
After your initial 15-20 minute chat, we will match you with an advisor who is a specialist in your circumstances.
Step 3: Mortgage Search
You will have a consultation with your specialist who will work to find you the best possible mortgage product.
Step 4: Application
Receive your decision in principle and you can start looking for properties. We aim to have your decision in principle between 24 – 48 hours.
Why are we different?
What makes us different is our hands-on, start-to-finish support and speed. You’ll have a dedicated expert managing your case personally from your first enquiry right through to completion, so nothing gets lost or delayed. We’ve seen every type of situation before, so there’s no judgement — just practical help and clear advice. In many cases, we can secure a same-day Agreement in Principle, giving you clarity and confidence straight away. We also have access to exclusive deals and specialist lenders that aren’t available on the high street, which means more options and a better chance of approval, even if your circumstances are complex.